Instant Loan Approved In Three Minutes, Apply Online Simple Step

Apply For Hassle-Free Instant Loans Online With Freecharge

Apply for a Personal Loan online via Freecharge and get it disbursed quickly. Our fast and easy loan approval process will help you achieve your goals faster. If you are thinking of getting a bank loan online, then you have come to the right place.

How To Apply For Instant Personal Loans On Freecharge?

Applying for an Instant Personal Loans on Freecharge is simple and completely digital. Just follow the steps below:

1. Authenticate Yourself – Instant KYC and with OTP
2. Personal Loan Offer- Set your loan amount and tenure
3. Setup Repayment- setup your monthly installment
4. Sign Electronically- sign the loan agreement
5. Get loan disbursal- Get money in your bank account

Freecharge Instant Loans And Credit Line For Your Every Need

Most of our instant loans are Pre-Qualified personal loans. So, what is a pre-qualified loan? In simple terms, a pre-qualified loan is a loan that requires minimal documentation and provides users with maximum ease. Other benefits of pre-qualified personal loans are that the application processing is instant with best-in-class interest rates. All the loans are disbursed by Axis Bank, but you don’t need to have an Axis Bank account to avail the loan.

1. Personal Loan

You can get different types of Personal Loans on Freecharge. Apply for an instant Personal Loan on Freecharge and get it directly in your bank account. With a completely digital process, you can apply for Personal Loan online and get it processed quickly. With our instant pre-qualified Personal Loans you can get amounts ranging from thousands to lakhs in a matter of minutes.

2. Freecharge Plus Credit Card

Just like our instant loans online, we also have a physical and virtual credit card that you can get your hands on quickly. It is one of the best credit card options in the market. You can get 6,000 yearly cashback with Freecharge Plus Credit Card. You also get gift vouchers and many other benefits like 5% cashback on recharges and bill payments. You also get 2% cashback on other spends.

3. Freecharge Pay Later

Our new product gives your monthly budget a boost. With Freecharge Pay Later, you get a credit l ine of up to ₹5,000 every month. You can use at your convenience whenever you need it. You can shop at partner stores like Swiggy, BigBasket, Myntra and even recharge and pay utility bills on the Freecharge app with just a click. After making all payments, you get a single bill and you can track all your expenses at one place. Convenient right? Best of all, you only have to pay back the amount you use. Currently only available to a select number of users.

What Can You Do With Personal Loan Money?

Personal loans are unsecured loans that you can get almost instantly from your bank or NBFC. By unsecured it means that you don’t need a collateral asset to secure them. Personal loans also need minimal documentation and can be availed at lower interest rates. Unlike other loans, personal loans can be used for any special need or emergency that you might need money for.

Medical emergencies, short vacations, urgent home fixes, festive shopping, purchasing appliances, paying off debts, etc are some use cases for personal loans. Apart from that, you can use the money from personal loans for various personal needs as well.

Benefits Of Taking Personal Loans And Credit Products On Freecharge

1. Minimal Documentation

Since many of the Personal Loans on Freecharge are pre-qualified loans, they need very few documents to be submitted. For most of our products you need to share only your PAN, Aadhaar number, and basic KYC information

2. No Collateral Required

Of the instant Personal Loans or credit products that are given on Freecharge, none require collateral or security for disbursing the loan. This makes it extremely easy for Freechargers to access these products.

3. No Bank Visit Needed

Our completely digital process ensures that you can apply for an instant personal loan or credit product from anywhere. You can easily apply for a loan from the comfort and safety of your home, without having to step inside a bank branch. Now, that is the height of convenience!

4. Quick And Easy Disbursal

All the instant personal loans on Freecharge are disbursed directly into the applicant’s bank account. On activating Freecharge Pay Later, you will get access to funds immediately on your Pay Later account to make the desired one-click payments.

5. Offers And Rewards

In 1 Freecharge style, we also give many limited period offers and rewards* when users avail loans and credit products on our platform. Loans and credit products are available to select Freecharge customers. Check eligibility before applying for a loan or credit product.

Users can also make online loan emi payment easily with Free charge in just few simple steps.

Frequently Asked Questions (FAQs) For Personal Loan